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Social Protection Programme against Poverty & Unemployment

Social Protection Programme against Poverty & Unemployment

Some important social protection programmes are the following:

Aam Aadmi Bima Yojana (AABY):

  • The AABY extends life and disability cover to persons between the ages of 18 and 59 years, living below and marginally above the poverty line in 47 vocational/ occupational groups, including rural landless households.
  • The scheme is also available to all Rashtriya Swasthya Bima Yojana (RSBY) beneficiaries satisfying eligibility conditions.                                Social Protection Programme against Poverty & Unemployment
  • The AABY provides insurance cover for a sum of Rs. 30,000 on natural death, Rs. 75,000 on death due to accident, Rs. 37,500 on partial permanent disability due to accident, and Rs. 75,000 on death or total permanent disability due to accident.
  • It also provides an add-on benefit of scholarship of Rs. 100 per month per child to a maximum of two children.
  • The total annual premium is Rs. 200 per beneficiary of which 50 percent comes from the social security fund and the remaining 50 percent is contributed by the state government/ nodal agency/ beneficiary.
  • A total of 4.61 crore lives are covered under the AABY as on 30 April 2014.

Rashtriya Swasthya Bima Yojana (RSBY):

  • The RSBY, a smart card-based cashless health insurance scheme, including maternity benefit, provides cover of Rs. 30,000 per family per annum on a family floater basis to BPL families in the unorganized sector.
  • As of now there are about 6.85 crore targeted BPIL families and 70.98 lakh reported hospitalization cases.
  • As on 31 March 2014, more than 3.69 crore families were covered under the RSBY. During 2013-14, Rs. 885.91 crore was released.                                Social Protection Programme against Poverty & Unemployment
  • The benefits of RSBY are being extended to all unorganized workers in a phased manner.

The Unorganized Workers Social Security Act 2008 and National Social Security Fund:

  • The Act provides for constitution of a National Social Security Board and State Social Security Boards that will recommend social security schemes for unorganized workers.
  • A National Social Security Fund with initial allocation of Rs. 1000 crore to support social security schemes for weavers, toddy tappers, rickshaw pullers, beedi workers, etc. has also been set up. Further, Rs. 500 crore has been added to the fund.                        Social Protection Programme against Poverty & Unemployment



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